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No Commission Baccarat by Microgaming offers a modern twist on the classic casino card game, providing players with a streamlined and engaging experience.
This variant eliminates the traditional 5% commission on winning Banker bets, allowing for more straightforward payouts and enhanced gameplay.
Gameplay and Objective
The primary objective in No Commission Baccarat is to predict which hand—the Player’s or the Banker’s—will have a total value closest to nine. Cards are dealt from an eight-deck shoe, and each card has a specific point value:
- Aces are worth 1 point
- Cards 2 through 9 are worth their face value
- 10s and face cards (Jack, Queen, King) are worth 0 points
If the total value of a hand exceeds nine, only the last digit is considered. For example, a hand totaling 15 is valued at 5 points. Both the Player and Banker are initially dealt two cards, with the option for a third card based on specific drawing rules. The hand closest to nine wins, and in the case of a tie, the Tie bet pays out.
No Commission Rule
In traditional baccarat, a 5% commission is charged on winning Banker bets. No Commission Baccarat by Microgaming removes this fee, offering even-money payouts on all Banker wins, except when the Banker wins with a total of 6. In such cases, the payout is 0.5:1, meaning players receive half of their original bet.
Betting Options
Players have several betting options in No Commission Baccarat:
- Player Bet: Wager on the Player’s hand to win.
- Banker Bet: Wager on the Banker’s hand to win.
- Tie Bet: Wager that both hands will result in a tie.
Each bet has its own payout structure and associated house edge, with the Banker bet traditionally offering the lowest house edge in standard baccarat games.
Side Bets
Microgaming’s No Commission Baccarat includes optional side bets to enhance the gaming experience:
- Lucky 6 Bet: This side bet wins if the Banker’s hand totals exactly 6 points. Two-card Banker hands totaling 6 pay 12:1, while three-card Banker hands totaling 6 pay 20.
- Dragon Bonus: This bet pays out if the winning hand (Player or Banker) wins by a margin of four or more points. The payout increases with the margin of victory, rewarding players for significant wins.
Strategy Tips
While baccarat is largely a game of chance, understanding the payout structures can inform betting strategies:
- Banker Bet: Despite the 0.5:1 payout on Banker wins totaling 6, the Banker bet still offers favorable odds compared to the Player bet.
- Player Bet: The Player bet pays even money and is often considered a safer option, though it comes with a slightly higher house edge than the Banker bet.
- Tie Bet: The Tie bet offers higher payouts but comes with a significantly higher house edge, making it a less favorable option for most players.
Conclusion
No Commission Baccarat by Microgaming provides a refreshing take on the classic baccarat game by eliminating the 5% commission on Banker wins.
With its straightforward rules, engaging gameplay, and optional side bets, it appeals to both new and experienced players seeking an exciting casino experience. Whether playing online or at a live casino, this variant offers a dynamic and rewarding gaming option.
